Debt Recovery

Our dedicated debt collection service advises businesses of all sizes across a range of industry sectors.

The team specialises in pre-legal recoveries, debtor tracing, litigation, insolvency and enforcement. We don’t just send a letter demanding payment, our debt recovery service involves collection by telephone, email and letter as part of a bespoke collection strategy. Recent investment in specific debt case software means we apply the same high level of service to volume instructions as we do to one-off collection cases. We have three simple aims when a client asks us to pursue an unpaid invoice or other trade debt for them:

  • recover the debt as early as we can
  • recover as much as we can
  • recover as economically as we can

Our charges are based on what we collect, so if we don’t recover the debt you don’t pay us anything.

WE ARE - a specialist, one stop, debt recovery service that cares about our clients, cares about our clients’ customers and cares about providing an excellent level of service whilst achieving great results.  We strive to deliver effective results for our clients that are low cost but without compromising on service levels. We apply a complete suite of collection tools to maximise the chances of a good recovery. 

WE ARE NOT - a ‘Debt Collection Agency’ that has no ability to progress collection to a legal stage, or a law firm that simply sends out a single letter asking for payment.

Let us help you with:

  • tracing your debtors: no trace–no fee
  • pre-legal debt collections (demand letters backed up with collection telephone calls)
  • legal collection – obtaining CCJ’s against debtors and enforcing payment
  • statutory demands – the first stage in making the debtor insolvent and the last chance for them to pay
  • winding-up (compulsory company liquidation)
  • bankruptcy
  • enforcement of County Court Money Judgments; CCJ’s
  • Commercial Rent Arrears Recovery

A guide to our costs for supporting you with regard to recovering a business debt can be found at the following page:

Our costs for debt recovery

For further information please call 0345 111 5050 or email us.

Higgs LLP Dispute Resolution team also offers fixed fee solutions for court claims with values up to £25k and a range of fixed fee options which complement our ‘no collection, no charge’ debt recovery services. To find our more click here.


Debt Recovery


Enforcement of a Money Judgment

Often obtaining a Court Order or Judgment against a debtor is the easy part. Getting the debtor to comply with the Money Judgment can be a little more difficult.

Read more

Fixed fee solutions

Do you need to pursue or defend a civil claim? We have a range of fixed fee solutions which offer tailored support.

Read more

Insolvency Proceedings

Instigating insolvency procedures can result in achieving payment but otherwise insolvency means the debtor's financial affairs are investigated.

Read more

Legal Debt Recovery

In the minority of cases where pre-legal debt recovery has not resulted in a positive outcome further formal action may be necessary.

Read more

Low-Cost Debt Recovery

Using a law firm for debt recovery doesn't have to be expensive and we understand it has to be economical for our clients to use a third party debt collection service.

Read more

Pre-Legal Debt Recovery

In all cases we will endeavour to recover your debt at the pre-court claim stage, but we don't simply send one letter in the hope you will get paid.

Read more

Find a team member

Find a team member

What our clients say

The service was efficient and personal without being intrusive. We would highly recommend Higgs.

Helen Smith, Client

Higgs' expert handling led us to the result we were looking for.

Dan Heathcote, Edward Samuel Associates

Higgs' Corporate & Commercial team is 'proactive, knowledgeable and solution-focused'.

Legal 500, Legal Directory

I would certainly recommend Higgs to friends and relatives. Thank you.

Mrs Gillian Seymour, Client

We look forward to continue working in partnership with Higgs as our business needs develop.

Neil Clifton, Cube Precision

First Class service. All things taken care of without any problems or fuss.

Mr & Mrs BJ Edwards, Clients

Caring, honest, well informed, up to date with new and relevant adaptions to the law as it affects their client.

Gill Bellingham, Client

Something is only expensive if you don't get what you pay for and that certainly can't be said of Higgs.

Rob Mainwaring, WM Creative

At all times Rhian was patient and constantly working in and for my best interests.

A. Gardener, Client

We knew they were the right partner to support us when it came to such a major development for the organisation.

Rory Daly, SDL Bigwood

Your service was friendly, efficient and professional.

Thomas Butler, Client

My husband's family have been represented and helped by you since the nineteenth century.

Margaret Louise Webb, Client

They're a firm for the rising-affluent and affluent market - a trusted partner.

Chambers and Partners, Legal Directory

The service I've received has been second to none.

Andy Stokes, Stokes Consulting

We have been working with Higgs for many years, relying on their expert advice across several areas of our business.

Daniel Hurcombe, Penso

I have found all my contacts to be professional, with in-depth knowledge, readily available, honest and committed.

Gill Bellingham, Client

The invaluable advice and expertise we received were crucial factors in securing our future.

Rachael Gardener, We Love Carers

Higgs' complete and comprehensive services work so well.

Angela Morris, Woolcool

Higgs' advisers worked extremely hard to drive through this application and lay the foundations for future growth.

Richard Carroll, Tatton Hall Homes

Higgs made the procedure of selling my late father's home very easy.

Yvonne Fitzgerald, Client

The service you provided filled us with confidence and should the occasion arise we would not hesitate to use you again.

Rosalin and Lawrence Henson, Clients

Nyree Applegarth "really does know property litigation inside out."

Chambers and Partners, Legal Directory

We were keen to work with a trusted partner who could advise us on the specialist aspects of the contracts.

Richard Newton, Tipton & Coseley Building Society

Professional. Prompt. Courteous.

John Eifon Hughes, Client

I've dealt with Higgs for more than 50 years - that should tell you everything.

Kevin Birch, Client

I think the expertise and warm welcoming from staff put me at ease. It was gratefully appreciated.

Melissa Amphlett, Client

The service you provided filled us with confidence. We would not hesitate to use you again.

Rosalind & Lawrence Heson, Clients

Cherry has been one of the most efficient solicitors I have worked with in the development industry in nearly 38 years.

Kevin Dixon, Kier Property

Friendly, professional,effective, efficient, personal, helpful, direct, proactive

John Freeman, Client

The Corporate tax team provides a 'first-class service' under the leadership of Susheel Gupta.

Legal 500, Legal Directory

Excellent service very efficient and polite.

Lucy Ostrer, Client

Clear, good advice and also sensible with all aspects of the purchase.

Mr & Mrs MW Oldman, Clients

We have always been pleased with the level of service we receive from Higgs, no matter which department we call on.

David Springthorpe, Angle Ring

Always available and helpful. Clear explanation to questions. Nothing was too much trouble.

Maryanne Morris, Client

Cherry Elliott and her team at Higgs delivered in every aspect

Mike Phillips, Allen Ford UK Limited

My wife and myself were extremely satisfied with the service provided by Mrs Boddey.

Anthony Winwood, Client

Fast, efficient, informative, courteous, and willing to offer help and advice. Excellent service.

Lynn Davis, Client

I feel I can trust and rely on Higgs to do the best possible job for me.

Elaine Williams, Client

A good efficient and friendly service.

Mel Houghton, Client

Dealing with Jyoti was done only via email and were replied to within the day and clear. A personal thank you to Jyoti...

Paul Carr, Client

Very professional. Pro-active approach. Always kept informed.

Tracey Hull, Client

Problems are sorted quickly and sensible advice is always offered.

Joanne Taylor, Client

Andy Shaw has a huge amount of experience and is an extremely conscientious and diligent lawyer.

Chambers and Partners, Legal Directory

Reassuring and efficient in dealing with problems faced throughout completion.

Lindsey Oakes, Client

Efficient and friendly service.

Julian Sampson, Private Client

You score 10 out of 10 from me on every count so I can't say much more than that, thanks very much.

Gareth Martin, Client

Committed, street-wise, intelligent, fleet of foot, tough, resourceful, well-informed, there to win for the client.

Tim Woodbridge, Web Dynamics

If I had to sum up your service in one word it would be 'Trust'.

Sir Graham Meldrum, Private Client

High quality professional and friendly service. Many thanks.

Stephen Pearson, Private Client

We have used your company before and have always found you very helpful and prompt.

M. Sheridan, Private Client

Clare Langford is "outstanding".

Chambers and Partners, Legal Directory

We dealt with many professionals and teams who all seemed to work exceptionally hard to make the deal.

Bill Dawson, Wavenet

The claim was passed to Steven Santy who was amazing, fast and respectful. I really appreciate how I have been dealt...

Shahista Sultana, Client

I found Cherry offered pragmatic, no-nonsense advice. I would certainly recommend her.

Mark James, Hall & Woodhouse Limited

What our clients day

Contact us

3 Waterfront Business Park
Brierley Hill
West Midlands, DY5 1LX

Call Us: 0345 111 5050


Keep up to date with all the latest here.

Higgs LLP is authorised and regulated by the Solicitors Regulation Authority number 819589.